Wholesale Non-QM Lending - State Coverage

State Consumer Loan Business Purpose Loan
AlabamaYesYes
AlaskaNoNo
ArizonaYesYes
ArkansasNoYes
CaliforniaNoNo
ColoradoYesYes
ConnecticutNoYes
DelawareNoYes
FloridaYesYes
GeorgiaYesYes
HawaiiNoYes
IdahoNoNo
IllinoisNoYes (See UW Guidelines)
IndianaNoYes
IowaNoYes
KansasNoNo
KentuckyNoYes
LouisianaNoYes
MaineNoYes
MarylandNoYes (See UW Guidelines)
MassachusettsNoYes
MichiganNoNo
MinnesotaNoNo
MississippiNoYes
MissouriNoYes
MontanaNoYes
NebraskaNoYes
NevadaNoNo
New HampshireNoYes
New MexicoNoYes
New YorkNoYes (Broker/LO must be licensed)
North CarolinaYesYes
North DakotaNoNo
OhioNoYes
OklahomaNoYes
OregonNoNo
PennsylvaniaNoYes (See UW Guidelines)
Rhode IslandNoYes
South CarolinaYesYes
South DakotaNoYes
TennesseeYesYes
TexasNoYes
UtahNoNo
VermontNoYes
VirginiaNoYes
WashingtonNoYes (See UW Guidelines)
West VirginiaNoYes
WisconsinNoYes
WyomingNoYes
District of ColumbiaNoNo
U.S. TerritoriesNoNo